Deposit Accounts

• Basic Checking

  For Individuals, Sole Proprietors, Non-Profit Organizations

  • $400.00 Minimum to Open
  • Non-Interest Bearing
  • No Charge if Balance of $400.00 is Kept
  • $12.00 Fee if Balance Falls Below $400 Minimum
  • Unlimited Check Writing
  • Check Safekeeping
  • Monthly Statement
  • Overdraft Protection
  • Returned Item Fee $6.00
  • Overdraft Fee $30.00
  • Stop Payment Fee $30.00
  • ATM Card Replacement $5.00
  • Dormant Fee $5.00
• Paragon Checking

  For Individuals, Sole Proprietors, Non-Profit Organizations

  • $1,500.00 Minimum to Open
  • Interest Calculated on Daily Collected Balance, Paid Monthly
  • No Charge if Balance of $1,500.00 is Kept
  • $20.00 Fee and No Interest if Balance Falls Below $1,500.00 Minimum
  • Unlimited Check Writing
  • Free Checks
  • Monthly Statement
  • Overdraft Protection
  • Interest Rate May Change at Anytime
  • Returned Item Fee $6.00
  • Overdraft Fee $30.00
  • Stop Payment Fee $30.00
  • ATM Card Replacement $5.00
  • Dormant Fee $5.00
• Paragon Free Checking

  For Individuals

  • No Minimum Balance
  • Unlimited Check Writing
  • Monthly Statement
  • No Service Charge
  • Non-Interest Bearing
  • Overdraft Protection
  • Returned Item Fee $6.00
  • Overdraft Fee $30.00
  • Stop Payment Fee $30.00
  • ATM Card Replacement $5.00
  • Dormant Fee $5.00
• Money Master Checking

  For Individuals

  • $15,000.00 Minimum to Open
  • Interest Calculated on Daily Collected Balance, Paid Monthly
  • No Charge if Balance of $15,000.00 is Kept
  • $20.00 Charge Per Month and No Interest if Balance Falls Below $15,000.00 Minimum
  • Unlimited Check Writing
  • Monthly Statement
  • Overdraft Protection
  • Free Checks
  • Returned Item Fee $6.00
  • Overdraft Fee $30.00
  • Stop Payment Fee $30.00
  • ATM Card Replacement $5.00
  • Dormant Fee $5.00
• Cash Management Checking

  For Individuals, Partnerships, Sole Proprietors, Corporations, Non-Profit Organizations

  • $5,000.00 Minimum to Open
  • Tiered Interest Rates Based and Calculated on Daily Collected Balance, Paid Monthly
  • No Charge if Balance of $5,000.00 is Kept
  • $10.00 Fee and No Interest if Balance Falls Below $5,000
  • Six Pre-authorized Withdrawals Per Month (3 may be checks)
  • Overdraft Protection
  • Returned Item Fee $6.00
  • Overdraft Fee $30.00
  • Stop Payment Fee $30.00
  • ATM Card Replacement $5.00
  • Dormant Fee $5.00

   

• Investment Savings

  Available to Any Client

  • $100.00 Minimum to Open
  • Tiered Interest Rates Based and Calculated on Daily Collected Balance, Paid Monthly
  • No Charge if Balance of $100.00 is Kept
  • $10.00 Fee and No Interest Per Month if Balance Falls Below $100.00
  • Monthly Statement
  • Returned Item Fee $6.00
  • Overdraft Fee $30.00
  • Stop Payment Fee $30.00
  • ATM Card Replacement $5.00
  • Dormant Fee $5.00
• Minor Savings
  

  For Minors

  • No Minimum Balance
  • Interest Based on Daily Collected Balance, Paid Quarterly
  • No Service Charge
  • Quarterly Statement
  • Returned Item Fee $6.00
  • Dormant Fee $5.00
• Certificates of Deposit

  For Individuals, Sole Proprietors, Corporations, Municipalities, Non-Profit Organizations

  Early Withdrawal Penalty May Apply

  • Minimum $500
• IRA Certificates of Deposit
  

  For Individuals

  Early Withdrawal Penalty May Apply

  • Minimum $500
• Jumbo Certificates of Deposit
  

  For Individuals, Sole Proprietors, Corporations, Municipalities, Non-Profit Organizations

  Early Withdrawal Penalty May Apply

  • Minimum $100,000
• Health Savings Accounts

Loans

• Consumer Loans
• Real Estate Mortgages
• Home Equity Loans

Miscellaneous Services

Online Banking

• Drive-up Night Depository
  

  You Can Make Deposits Anytime of Day or Night in the Convenient Night Depository Located Near the Drive-Thru Window on the East Side of Our Building.

• Direct Deposit
  

  No Need to Make a Special Trip in to Cash Your Paycheck. You Have the Ability to Have Direct Deposit into Your Checking or Savings Account. Your Funds will be Available the Same as if You Cashed it Personally.

• Overdraft Protection
  

  Have the Comfort of Knowing Your Checks Will Be Covered For the Amount of Your Credit Limit. Subject to Credit Approval.

• Wire Transfers
  

  Wire Transfer can be Initiated the Same Day We Receive Instructions. There is a 2pm Cut Off Time.

• Safe Deposit Boxes
  

  Have Valuables Kept in a Safe, Locked Place So You Will Not Need to Worry about Them. You Have Access to Your Box at Any Time During Normal Bank Hours.

• ATM/Debit CardsAvailable
  

  Cash at Your Fingertips, or Use the Convenient Debit Card to Make Point of Sale Transactions. You Will Love the Ease of the Debit Card and Not Writing Checks or Worrying about Having Cash in Your Wallet.

• ATM Fees Reimbursed
  

  Fees Obtained from Using ATM Machines at Other Banks are Reimbursed Up to $15.00 Each Month.

• Cashier Checks
  

  We Can Issue Cashier Checks or Money Orders when a Personal Check is Not Accepted. Simply Come in or Call Client Services and They Can Take Care of You Promptly.

• Traveler's Checks
  

  Have Peace of Mind for Your Vacation by Coming in and Getting Travelers Checks for Your Next Trip.

• Notary Public
  

  We Have Several Notaries on Hand to Assist You in Notarizing Your Important Documents. Come in Anytime for Quick, Convenient Service.

• Telephone Transfers
  

  Too Busy to Come in to Transfer Money, Simply Contact Our Client Service Department and They Can Assist You. Your Receipts Will Promptly Be Mailed to You for Your Records.

• On-site 24-hour drive-up ATMDrive-thru with Extended Hours
  

  Our Drive-Thru is Open until 5:30 Week Nights and from 9am-12pm Saturdays.

• Order Your Checks Online

All Loan Products Are Subject to Credit Approval Interest Rates Subject to Change Without Notice Unless Otherwise Noted All Deposit Accounts Are Insured By the FDIC

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