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Consumer Loan Services

Based on a detailed cash flow and liquidity analysis, we can help with all your credit needs including real estate acquisitions, business objectives, college education, stock option financing and purchasing a new home, boat or recreation vehicle.

Our bankers have the ability to access any of the traditional loan products offered through Paragon Bank & Trust. In addition we have an array of customized products which include:

Equity Lines
Equity Lines offer a low interest rate tied to The Wall Street Journal prime and feature monthly, if qualified, interest-only payments. You can easily access your account with convenience checks or a linked Equity Visa Card.

Lines of Credit
This is an unsecured line of credit tied to The Wall Street Journal prime and offers if qualified, interest-only payments, plus easy access via convenience checks.

Portfolio Lines
Fully secured by marketable securities, this line of credit features quarterly or monthly, if qualified, interest-only payments.

Demand Loans
We offer a variety of demand loans, both unsecured and secured, to meet your unique needs. A variety of options are available to secure your demand loan when required.

Time Loans
Secured and unsecured loans are available with a flexible term at a variable or fixed rate.

Mortgages
Whether it's for your primary or secondary residence, in or out of state, we can provide a fixed or variable mortgage at a competitive rate with terms you can live with.

Contact us
We welcome the opportunity to show you how we can help with your personal and family financial affairs.

* All loans are subject to credit approval.


 
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